Podcast

Target-Date Funds are the simplest investment strategy.Asset allocation is the single most important part of an investment strategy. Target-Date Funds are the easiest way to implement the proper asset allocation. If you only saved into Target-Date Funds for your entire career, you will be just fine. The combination of low cost, diversified stocks, and proper bond weighting work for everyone. But if you wanted to try to grow your net worth more, try an all stock index ETF like VT or ACWI.Episode ReferencesMMS #152. Set It and Forget It: The Power of Financial AutomationMMS #115. Tax-Loss Harvesting 202: If you're really serious about it, listen here first.MMS #82. Are you overlooking this stellar asset class?MMS #79. Tax-Loss Harvesting 101: Sidestep these mistakes with your DIY strategy.MMS #73. Is direct indexing the future of investing?Three-fund portfolioVanguard Total World Stock ETF (VT)iShares ACWI ETFiShares 60/40 allocation ETFAaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.