Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life.

#34. How do RSUs work? The Mind Money Spectrum Podcast

In this episode, Aaron and Trishul discuss Restricted Stock Units. In addition to stock options, RSUs are the other common form of equity compensation. They explain how Restricted Stock Units can work like a bonus paid by stock instead of cash. They go in-depth on vesting schedules and the difference between publicly traded companies and private (pre-IPO) companies. They then compare RSUs to options to help you understand the risks and taxes associated with each. So if your salary is providing for your lifestyle, how can you use this "extra" money to improve your well-being?Episode ReferencesGraystone Advisor – How do RSUs work?Graystone Advisor – When do I Exercise my Incentive Stock Options?MMS #33. If you have Incentive Stock Options, you need to listen to this episode.MMS #2. Buying stocks can be fun, but don't fall into these common traps.Stock Options 101: ISO vs. NQSO vs. Restricted Stock UnitsHome Country BiasInvesting Forever – Passive Is the New AggressiveIRS Code Section 409APodcast Description Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.
  1. #34. How do RSUs work?
  2. #33. If you have Incentive Stock Options, you need to listen to this episode.
  3. #32. These estate planning tips can save you big time. But only if you plan ahead.
  4. #31. Watch out for these costly mistakes with your taxable investments.
  5. #30. How to unlock the power of the Roth to turbocharge your retirement goals.
  6. #29. Want to retire before you turn 70? Tee up big savings with these tips.
  7. #28. Is a million dollar higher education worth it? Your kids may not think so.
  8. #27. Can a Universal Basic Income really pay for itself?
  9. #26. Practical advice on navigating a dysfunctional healthcare system.
  10. #25. The cost of higher education is too high. Here's what you can do about it.

Listen to all of our episodes on MindMoneySpectrum.com, or on your favorite Podcast App.


Do your finances and investments need a check-up?

Not sure how to begin? No problem. Schedule a free, no obligation 60-Minute Quick Start consultation with me, and we’ll go from there.